Wesleyan Investment Foundation logo
The lending partner behind Compass

Wesleyan Investment Foundation

Since 1946, WIF has done one thing: financially resource the local church. Investors put money in, churches borrow to build, and the interest goes right back into more churches. Inside Compass, WIF is the lending partner. When your vision calls for financing, they are the team on the other side of the table.

"We want to see more people personally encounter Jesus Christ."
The WIF why
Their fit in your journey

Clear lanes, one table

Here is how the partnership works. Compass helps you understand what your church can raise. WIF handles everything about lending. You get honest numbers on one side and a trusted lender on the other, with no pressure in between.

Before your campaign

The wisdom

WIF has spent decades learning what healthy church finances look like. That wisdom shapes the guardrails inside Compass, and their guidance is there in your sidebar whenever a money question comes up.

During your campaign

The lending partner

Compass estimates what your church can raise. When your vision calls for financing beyond that, WIF owns the conversation. Your Compass numbers become a clean, ready brief for their team, so you never start from zero.

After your campaign

The long partnership

A WIF loan is a relationship, not a transaction. And the partnership can flow both ways: your church and your people can invest alongside WIF, so money keeps going back out to resource more local churches.

What they offer

Church finance, done the Kingdom way

Loans, investments, tools, and plain-spoken guidance, all from a nonprofit that exists only to resource local churches.

Church loans

Financing for the vision

Property purchase, new construction, expansion or renovation, and refinancing, with the grace and room to minister effectively while you build.

Investments

Invest from $100

Individuals, churches, nonprofits, and businesses invest with WIF, and that money goes back out to resource local churches through loans.

Retirement

Faith-based IRAs

Self-directed IRA options that put retirement savings to work for the Kingdom.

Tools

Planning and budget tools

Calculators and planning tools on wifonline.com that help your church think clearly about facilities, budgets, and next steps.

Guidance

Church finance know-how

Answers to the questions churches actually ask about borrowing and building, drawn from decades of working only with churches. WIF resources are available right inside Compass.

Real people

A team you can call

The WIF loan team walks with you personally, and the application itself typically takes just 10 to 15 minutes.

The record

A lender that has never foreclosed on a church

WIF is an Indiana nonprofit with no shareholders, organized exclusively for charitable and religious purposes. The model is simple: money comes in from people and organizations who want a faith-based place to invest, and it goes back out as loans that help churches buy, build, renovate, and refinance. That is why Compass trusts them at the table with your church.

Explore WIF church loans
1946

Serving churches ever since

Founded by people who saw churches struggling to finance building projects and wanted to offer flexible, ministry-minded terms.

1,400

Loans across North America

Churches and church-related ministries, and in more than 75 years WIF has never foreclosed on a loan it provided.

10,000+

Investors who trust the model

WIF has never missed an interest payment and has honored every investor's request for a withdrawal.

Serving Higher Interests® since 1946 Church Loans Investments IRAs myWIF Mobile App

A financial partner for the vision ahead

When your campaign meets its moment, WIF is already at the table.

Visit wifonline.com
More Compass partners

WIF investments are offered solely through WIF's Offering Circular and only in states where authorized. WIF is not a bank, and investments are not FDIC or SIPC insured. Compass does not provide lending or investment advice.

Compass by KB Capital, a ministry of Kingdom Builders.